Welcome

As Chartered Financial Planners, Phillip Bates & Co Financial Services have committed to giving all our clients Independent Financial Advice of the highest possible quality.

Chartered status is awarded only to Individuals and Businesses who have achieved not only to the highest standards for technical knowledge, but also ethical practice across every element of client service.

Our commitment is to understand your finances, agree your objectives and to then design Financial Plans to work for you. Perhaps the most important element is our ongoing service which aims to ensure you have a plan that develops with your changing circumstances.

• We help to make sure your Savings & Investments are arranged to provide the income and growth objectives agreed at a level of investment risk you are comfortable with.
• Planning for Retirement is essential to most people's finances, with the complexity of today's pensions market Qualified Independent advice is the key to planning the retirement you hope for.
• Businesses and their owners have different, often complex, needs and Phillip Bates and Co Financial Services has long experience in meeting these needs and helping businesses to plan their finances more effectively for the future.
• Minimising the potential Inheritance Tax bill your family will pay on your death, and arranging your affairs to ensure the next generation can relax understanding your finances have been efficiently organised.

The initial meeting is usually free of cost and we will always agree how the advice is to be paid for in advance.

Our overriding principle is that all costs should be clear and transparent not bundled in complex products. For this reason we usually work on a fee basis which will be agreed in advance of any advice. These fees can be deducted from products if you prefer, the key is you are in control of the cost of advice.

Call us to arrange a meeting or email mail@pbatesfs.co.uk giving contact details and we will quickly contact you to discuss our services.

Whatever your financial planning needs, we will work with you to achieve your goals. We will also help you choose the most effective way of paying us for the service whether by commission, fees or a combination of both. The initial meeting is usually free of cost and we will always agree how the advice is to be paid for in advance.

Call us to arrange a meeting or complete our enquiry form and we will contact you to arrange a convenient appointment.

Your home may be repossessed if you do not keep up repayments on your mortgage