Investments

It is our role as an Independent Financial Advisor to help you choose the most suitable investments in order to help you meet your objectives.

What you need to give some thought to is what those objectives are. This is an area we will help you with in our discussions.

Most people want investments which are safe, in the sense that they cannot fall, and which offer high returns. This ideal combination is not available. We help you understand what balance of Risk and Reward you are comfortable with.

Broadly speaking the longer that your investment is to be left alone, (e.g. for retirement), the higher level of short term risk that is acceptable. If however the money is needed in full in the near future (e.g. for a house deposit) then short-term safety is essential.

In short, we will help you determine an investment strategy appropriate for your needs, and using the investments best suited to your investment attitude and tax position.

Once this is agreed and implemented the most important phase is our commitment to ongoing review of your investments and letting you know when we think elements should be adjusted. This service is part of most clients agreement with us and will be part of an ongoing agreement set up with you, paid for by ongoing fees from you or any investment products.

We use several Investment Platforms which help to organise and monitor your finances, often without additional cost to you. We will fully discuss this option with you.