Pensions

Pensions are financial tools whose purpose is the provision of money in old age.

Many people have old style pensions with high charges and poorly performing investment funds. We have a process that analyses these and makes recommendations to help you get closer to achieving your retirement goals – or reassure you that you are on target already.

Use of newer style, often lower charging plans including Stakeholder Pensions and SIPP’s (Self Invested Personal Pension) can make a big difference to your planning. We aim to help you use direct investment into commercial property for example which means you can achieve tax efficient returns from your assets. Our advanced qualifications in this area, together with extensive experience in arranging complex retirement planning, makes us your expert partner in meeting your targets.

Call us now for a free initial consultation or email mail@pbatesfs.co.uk